Wellness Center

LiveWell UC San Diego

• LiveWell Balance Test
• Introduction to LiveWell
• Emotional Wellness
• Environmental Wellness
• Financial Wellness
• Intellectual Wellness
• Occupational Wellness
• Physical Wellness
• Social Wellness
• Spiritual Wellness
• LiveWell Logo Guidelines
• LiveWell Advisory Committee

Financial Wellness

Maintaining a balanced budget for expenses while also practicing money-saving techniques.

A Person Who Is Financially Well

• Develops a balanced budget that manages both income and expenditures
• Is knowledgeable about the ways to receive scholarships, loans, and grants for school

• Has one credit card or no credit cards
• Makes good consumer choices
• Focuses on saving money instead of spending money
• Plans and prepares to deal with all expenses (living, school, short-term, long-term, emergencies)

Financial Wellness Services at UC San Diego

Cash Course

• UC San Diego Cash Course page

• Cash Course provides information that will help you make informed financial decisions throughout your college years and into your professional life. Learn about budgeting, dealing with credit cards, setting financial goals, paying for college, and more!

Financial Aid Office

• Budgets and Cost of Attendance

• UCSD's estimated budgets include all educational costs: registration fees, non-resident tuition, room and board, books and supplies, transportation, personal expenses, and a health care insurance fee (or health care allowance).

• Your estimated budget helps you and the Financial Aid Office determine approximately how much money you need to attend UCSD, and how much financial aid you need to meet that goal. Your actual costs may differ.

• Applying for Financial Aid

• Financial aid timelines, basics for applying, fees and costs and other important information to help you apply for financial aid.

• Undergraduate Scholarships

• Scholarships are gift aid, money you don't have to repay. Scholarships are awarded for academic merit only, or merit and additional criteria such as major of interest, leadership, or financial need. Find out how scholarships can help cover your undergraduate education costs.

• Undergraduate Grants

• Grants are gift aid, money you don't have to repay.   Grant awards are based on financial need.  You may be eligible for three types of grants: Federal, State, and University (UC).

• Undergraduate Loans

• Loans are funds that you must repay with interest under varying terms and conditions. Borrowing is a serious responsibility and can affect your future credit rating.

Student Business Services

• Billing and Payment Help for Students

• See these step-by-step guides to help you understand and pay your bill.

• Ways to Pay Your Bill

• Find resources about making payments.

• Direct Deposit

• Think green, be green, and get your green faster! Setting up a direct bank deposit account is strongly encouraged. It's the fastest, most secure, and environmentally friendly way to receive your financial aid and refunds. Sign up for direct deposit
• Tips and Tricks
  • How to Balance your Checkbook (pdf)
  • Budgeting Your Funds (pdf)
    
  • Do's and Do Not's of Credit Cards (pdf)

Student Legal Services (SLS)

• SLS provides free and confidential counseling and legal education to all currently registered UC San Diego students. SLS can meet with students to discuss credit concerns, identity theft, problems with renting and other issues related to financial wellness. SLS also provides legal education workshops. Student organizations are welcome to request a program for their groups. To request a program, submit an online request.

Career Services Center

• Job and Internship Listings (Port Triton)

•  Need money? Check out these job and internship listings to find the right job for you!

  
  

Other Resources:

• Budgeting with Tritoncash
• EdWise Budgeting Tool
  • Create a college budget, check your loan debt against your real world earnings, repayment options, develop a post-college budget, and more helpful tools.
• Six Scams That Target College Students (College Cash 101)
• Loan Counseling
• Debt Counseling
• Time value of money
• Savings (pdf)
• Credit Card counseling
• Money for school
• Debt & Money issues
• Save Your Money, Save Your Identity (pdf): How Financial Aid Applicants Can Avoid Fraud and Identity Theft
• Good Debt, Bad Debt - When is it okay to borrow, and when are you better off paying cash? This article from Bankrate.com explains.

• Value of a College Education - This online calculator allows students to enter estimated earnings with and without a college degree, and calculates the difference in future earnings. It also provides a customized report in PDF format that students can save.

• Reasonable Educational Debt by Major - Based on academic major and repayment period, these calculators determine the average annual starting salary for the field and give the maximum manageable debt load and maximum manageable monthly payment. Undergraduate Calculator Master's Degree Calculator Doctoral Degree Calculator

• Student Loans - Student loans can be a great way to invest in education and advance professionally, but they are a financial commitment that shouldn't be taken lightly. In this episode, a CPA helps a young graduate manage her student loan after college. This podcast is part of the ‘Feed the Pig' national public service campaign, sponsored by the American Institute of Certified Public Accountants and the Ad Council.

Education Pays: The Benefits of Higher Education for Individuals and Society

This fact sheet from the College Board provides statistics and data about the economic, health and other benefits experienced by those who participate in higher education.